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Hutchinson Community College Spring Campus

Types of Aid


HutchCC awards more than 500 scholarships every year. Whether you are a full-time or part-time student, seeking vocational training or looking to transfer to a university, we have a scholarship you may qualify for.

Scholarship Priority Deadline is February 15th


Helpful Hints

The components listed below are recommended by the scholarship committee

  • Completed scholarships are reviewed first so have your scholarship completed before the priority deadline of February 15th (If you miss the deadline still complete the application for scholarships.)
  • A personal statement is needed for most scholarships.  Personal statements are limited to 500 words.  
  • Know your family's income (approximately).
  • Reference letters can be accepted electronically so have your references email addresses available.  (Recommend references would include but not limited to teacher, counselor, or administrator at your high school.)
  • Students can receive multiple scholarships from HCC so mark all interest areas on the online scholarship application.
  • To improve your chances of being awarded a scholarship it is advised to contact departments and/or activities directly after submitting your scholarship.


A financial aid grant is money awarded to a student to pay for education expenses. Grants are given by the federal government, state governments, schools and private institutions. Like scholarships, they do not need to be repaid. Grant providers will stipulate whether a grant should be used toward tuition or additional expenses.

  • Federal Pell Grant

    This grant is awarded to students demonstrating the greatest financial need according to a federal eligibility formula. To be eligible, you must be an undergraduate student working toward your first bachelor’s degree. Award amounts for the 2022-2023 year range from $692 to $6895 depending upon need and hours enrolled.

    More information about Federal Pell Grant

  • Supplemental Educational Opportunity Grant (SEOG)

    A grant awarded to undergraduate students who have not yet earned a bachelors degree and who have received a Federal Pell Grant. Awards are made based on financial need and the availability of SEOG monies. They are given out to the most needy students. The Maximum annual award amount at HutchCC is: $1000.00

    More information about SEOG


  • Loan Summary

    Federal Direct Subsidized/Unsubsidized Loan (Student)

    The terms of the need-based Federal Direct Loan Program require that the student borrower repay, with interest, this source of financial assistance. Additional terms, subject to revision by federal regulation, include:

    • The maximum annual limit varies by year in school
    • 2.75% fixed interest rate for undergraduate students during repayment for loans first disbursed from July 1, 2020, through June 30, 2021
    • 1.057% origination fee for student loans with a first disbursement date from October 1, 2020, through June 30, 2021
    • Repayment on both principal and interest begins six months after the student ceases to be enrolled in school on at least a half-time basis, generally extending over a 10-year period
    • $23,000 maximum base aggregate undergraduate borrowing limit for "Subsidized" loans.  $31,000 maximum aggregate Dependent undergraduate borrowing limit for combined subsidized and unsubsidized loans for dependent students
    • 57,500 maximum Independent undergraduate borrowing in total.

    Students who qualify for a “Subsidized” Federal Direct Loan are not charged interest while they are enrolled in school at least half-time and during any deferment periods.  Students ineligible for a "Subsidized" loan are able to borrow an "Unsubsidized" federal direct loan.  “Unsubsidized” Federal Direct Loans do accumulate interest while the student is enrolled in school. Interest begins to accrue after disbursement of the loan funds; however, the student may choose to have the payment of the interest deferred during enrollment and later capitalized (added to principal) at the time of repayment.  For more information about Federal Direct Loans, visit

    Borrowing Limits

    Undergraduate Dependent Students

    Year          Subsidized         Unsubsidized       Annual Total        Aggregate Subsidized      Total Sub&Unsub

    1                  $3,500               $2,000                   $5,500                        $23,000                            $31,000

    2                  $4,500               $2,000                   $6,500     

    Undergraduate Independent Students

    1                  $3,500              $6,000                    $9,500                        $23,000                            $57,500

    2                  $4,500              $6,000                    $10,500

    If a parent applies for a Federal Direct PLUS Loan and is denied based on credit, a dependent undergraduate may borrow at the independent levels listed above.

    Additional information on the Federal Direct Student Loan Program is available from the Department of Education.

    **Note as a community college a student attending HutchCC can get no more than year 2 limits even if they attend after the 2nd year.


    Federal Student Aid Ombudsman Group

    The Ombudsman Group is dedicated to helping resolve disputes related to Direct Loans, Federal Family Education Loan (FFEL) Program loans, and Guaranteed Student Loans. If you’ve completed the steps to resolve your loan dispute and you still are not satisfied, you may need to contact the Federal Student Aid (FSA) Ombudsman Group of the U.S. Department of Education (ED). The Ombudsman Group is a neutral, informal, and confidential resource to help resolve disputes about your federal student loans.

    Additional information on the Federal Student Aid Ombudsman Group is available from the Department of Education.


  • Subsidized Stafford Loans

    Subsidized Stafford Loans are based on financial need as determined by the Free Application for Federal Student Aid. The government pays the interest on Subsidized loans for you as long as you remain enrolled at least half-time in a degree seeking program. The amount you can borrow during each academic year is based on your grade level.

  • Unsubsidized Stafford Loans

    Unsubsidized Direct Loans are not based on financial need. You are responsible for the interest while you are in school. You can either pay the interest quarterly or have it accrue and added to the loan principle.

  • Parent Loans (PLUS)

    If a dependent student is enrolled in at least 6 credit hours, their parent can apply for a PLUS loan to help students pay for college. PLUS loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school.

    PLUS loans can help pay for education expenses not covered by other financial aid.

    For more information about PLUS loans, click here.


  • Loan Counseling

    Loan Entrance Counseling

    • Direct Loan Entrance Counseling is completed online at While this must be completed prior to disbursing applicable loan funds to a first-time borrower, we have included a link to a guide about Direct Loan entrance counseling which includes comprehensive information on the terms and conditions of the loan and the borrower's responsibilities.  For questions please contact the Office of Student Financial Aid & Scholarships at 620-665-3568 or  

    Complete Direct Loan Entrance Counseling online

    Loan Exit Counseling

    • Direct Loan Exit Counseling is completed online at  Loan borrowers will be notified to complete exit counseling when a student nears graduation or if they drop below half-time enrollment.  We have included a link to a guide about Direct Loan exit counseling which includes comprehensive information required to be disclosed through exit counseling.  For questions please contact the Office of Student Financial Aid & Scholarships at 620-665-3568 or

    Complete Direct Loan Exit Counseling online



Federal Work Study and Other On-Campus Employment

Earn money for college expenses by working on campus or in selected nonprofit agencies serving the community.

Through the federally funded work-study program, students may work up to 20 hours per week, while classes are in session, and receive a bi-weekly paycheck (based on an hourly wage) that they can use for educational expenses. Work schedules must not conflict with a student's class schedule.


Federal Work Study is offered to qualifying students who have completed the FAFSA and indicated they are interested in work-study.  Work Study funding is limited and awarded on a first-come, first-serve basis. 

Federal work-study is available to students that have significant financial need and are eligible for federal financial aid. Funding is limited, and availability may change each year depending on how the program is funded and the number of applicants.

Receipt of federal work-study does not guarantee employment

The Human Resources Office also maintains a listing of other on-campus employment opportunities for students that do not qualify for College Work Study.


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