HutchCC awards more than 500 scholarships every year. Whether you are a full-time or part-time student, seeking vocational training or looking to transfer to a university, we have a scholarship you may qualify for.
The components listed below are recommended by the scholarship committee
A financial aid grant is money awarded to a student to pay for education expenses. Grants are given by the federal government, state governments, schools and private institutions. Like scholarships, they do not need to be repaid. Grant providers will stipulate whether a grant should be used toward tuition or additional expenses.
This grant is awarded to students demonstrating the greatest financial need according to a federal eligibility formula. To be eligible, you must be an undergraduate student working toward your first bachelor’s degree. Award amounts for the 2020-2021 year range from $639 to $6,345 depending upon need and hours enrolled.
A grant awarded to undergraduate students who have not yet earned a bachelors degree and who have received a Federal Pell Grant. Awards are made based on financial need and the availability of SEOG monies. They are given out to the most needy students. The Maximum annual award amount at HutchCC is: $1000.00
Federal Direct Subsidized/Unsubsidized Loan (Student)
The terms of the need based Federal Direct Loan Program require that the student borrower repay, with interest, this source of financial assistance. Additional terms, subject to revision by federal regulation, include:
Students who qualify for a “Subsidized” Federal Direct Loan are not charged interest while they are enrolled in school at least half-time and during any deferment periods. Students ineligible for a "Subsidized" loan are able to borrow an "Unsubsidized" federal direct loan. “Unsubsidized” Federal Direct Loans do accumulate interest while the student is enrolled in school. Interest begins to accrue after disbursement of the loan funds; however, the student may choose to have the payment of the interest deferred during enrollment and later capitalized (added to principal) at the time of repayment. For more information about Federal Direct Loans, visit https://studentaid.gov/.
Undergraduate Dependent Students
Year Subsidized Unsubsidized Annual Total Aggregate Subsidized Total Sub&Unsub
1 $3,500 $2,000 $5,500 $23,000 $31,000
2 $4,500 $2,000 $6,500
Undergraduate Independent Students
1 $3,500 $6,000 $9,500 $23,000 $57,500
2 $4,500 $6,000 $10,500
If a parent applies for a Federal Direct PLUS Loan and is denied based on credit, a dependent undergraduate may borrow at the independent levels listed above.
Additional information on the Federal Direct Student Loan Program is available from the Department of Education.
**Note as a community college a student attending HutchCC can get no more than year 2 limits even if they attend after the 2nd year.
Federal Student Aid Ombudsman Group
The Ombudsman Group is dedicated to helping resolve disputes related to Direct Loans, Federal Family Education Loan (FFEL) Program loans, and Guaranteed Student Loans. If you’ve completed the steps to resolve your loan dispute and you still are not satisfied, you may need to contact the Federal Student Aid (FSA) Ombudsman Group of the U.S. Department of Education (ED). The Ombudsman Group is a neutral, informal, and confidential resource to help resolve disputes about your federal student loans.
Additional information on the Federal Student Aid Ombudsman Group is available from the Department of Education.
Subsidized Stafford Loans are based on financial need as determined by the Free Application for Federal Student Aid. The government pays the interest on Subsidized loans for you as long as you remain enrolled at least half-time in a degree seeking program. The amount you can borrow during each academic year is based on your grade level.
Unsubsidized Direct Loans are not based on financial need. You are responsible for the interest while you are in school. You can either pay the interest quarterly or have it accrue and added to the loan principle.
If a dependent student is enrolled in at least 6 credit hours, their parent can apply for a PLUS loan to help students pay for college. PLUS loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school.
PLUS loans can help pay for education expenses not covered by other financial aid.
Loan Entrance Counseling
Loan Exit Counseling
Federal Work Study and other On-Campus Employment
Earn money for college expenses by working on campus or in selected nonprofit agencies serving the community.
Through the federally funded work-study program, students may work up to 20 hours per week, while classes are in session, and receive a bi-weekly paycheck (based on an hourly wage) that they can use for educational expenses. Work schedules must not conflict with a student's class schedule.
Federal Work Study is offered to qualifying students who have completed the FAFSA and indicated they are interested in work study. Work Study funding is limited and awarded on a first-come, first-serve basis.
Federal work-study is available to students that have significant financial need and are eligible for federal financial aid. Funding is limited, and availability may change each year depending on how the program is funded and the number of applicants.
Receipt of federal work-study does not guarantee employment
The Human Resources Office also maintains a listing of other on campus employment opportunities for student that do not qualify for College Work Study.